This Policy applies as between you, the User of this Website and Bnk To The Future Limited the owner and provider of this Website BnkToTheFuture.com. This Policy applies to our use of any and all data collected by us in relation to your use of the Website.
1. Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
means collectively all information that you submit to the Bnk To The Future Limited via the Website BnkToTheFuture.com. This definition shall, where applicable, incorporate the definitions provided in Cayman Islands common law and the Confidential Relationships Preservation Law (as revised) of the Cayman Islands (the “CRPL”);
means a small text file placed on your computer by this Website when you visit certain parts of the website and/or when you use certain features of the website. Details of the cookies used by this Website are set out in Clause 14;
means BnkToTheFuture.com is a trading name and Trade Mark owned by Bnk To The Future Limited, Company Number CO-296093, of CO Services Cayman Islands, P.O. Box 10008, Willow House, Cricket Square, KY1-1001, Cayman Islands;
means any third party that accesses the website and is not employed by Bnk To The Future Limited and acting in the course of their employment; and
means the website that you are currently using (www.bnktothefuture.com) and any sub-domains, sister domains of this site unless expressly excluded by their own terms and conditions.
2. Scope of this Policy
This Policy applies only to the actions of BnkToTheFuture.com and users with respect to this website. It does not extend to any websites that can be accessed from this website including, but not limited to, any links we may provide to social media websites.
3. Data Collected
Without limitation, any of the following data may be collected by this Website from time to time:
- Date of birth;
- Job title;
- Contact information such as email addresses; telephone/mobile numbers; residential address and profile details from social media;
- Demographic information such as post code, preferences and interests;
- Financial information such as credit / debit card numbers; bank details; e-money details such as MangoPay, GoCardless, PayPal, Crypto-Currency Wallets etc. business plan of financial information; company accounts;
- IP address (automatically collected);
- Web browser type and version (automatically collected);
- Operating system (automatically collected);
- A list of URLs starting with a referring site, your activity on this website, and the site you exit to (automatically collected);
- Other information/data that may be collected but not limited to are CCJ; personal and business credit rating; anti money laundering details; social media data; Companies Registry; records of payments and services used with BnkToTheFuture.com
4. Our Use of Data
4.1 Any personal data you submit will be retained by Bnk To The Future Limited during your use of the website BnkToTheFuture.com and a minimum of 7 years after deleting your account.
4.2 Unless we are obliged or permitted by law to do so, and subject to Clause 5, your Data will not be disclosed to third parties. This does not include our affiliates and / or other companies within our group. You will have the option to make certain data on your profile public for logged in users only, for contacts only, or you have the option to select your profile to be private. Certain details will be shared with pitch owners should you back or invest in a pitch that raises funds in order to deliver your rewards or register you as an investor
4.3 All personal data is stored securely in accordance with the principles in Cayman Islands common law and the Confidential Relationships Preservation Law (as revised) of the Cayman Islands (the “CRPL”). For more details on security see Clause 13 below.
4.4 Any or all of the above data may be required by us from time to time in order to provide you with the best possible service and experience when using our website. Specifically, Data may be used by us for the following reasons:
- Internal record keeping;
- Improvement of our products / services;
- Transmission by email of promotional materials that may be of interest to you;
- Contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the website.
5. Other Third Party Agreements
BnkToTheFuture.com may use credit / ID agencies to perform a search on individuals. This search will not be visible to members and will not impact your own credit rating. The search will be performed only with your prior permission.
6. Other Agreements
During the course of your use of the BnkToTheFuture.com website you may choose to agree to be bound by certain other agreements: for example, if you wish to join one of our accelerator programs with Bnk To The Future Limited or one of our sister companies, you will need to agree to a Membership Agreement, and if you wish to invest or donate in a business and or individual through BnkToTheFuture.com, you will need to agree to the relevant agreement of our company terms and conditions. We refer to all of these other agreements as the Website Agreements, the agreements set out the terms of how you use our BnkToTheFuture.com website and services.
The Agreement of the website terms and conditions will continue to apply to you even after you have agreed to any other agreements. However, if it turns out that there is a conflict between any of the agreement of the website terms and conditions, and any other agreements, the agreement of the website terms and condition will take precedence.
7. Third Party Websites and Services
BnkToTheFuture.com may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment processing, delivery of purchased items including electronic online training programmes, search engine facilities, advertising and marketing. The providers of such services may have access to certain personal data provided by users of this website.
Any data used by such parties is used only to the extent required by them to perform the services that BnkToTheFuture.com requests. Any use for other purposes is strictly prohibited. Furthermore, any data that is processed by third parties shall be processed within the terms of this policy and in accordance with Cayman Islands common law and the Confidential Relationships Preservation Law (as revised) of the Cayman Islands (the “CRPL”).
8. Links to Other Websites
9. Changes of Business Ownership and Control
Bnk To The Future Limited may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of Bnk To The Future Limited. Data provided by users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this policy, be permitted to use the data for the purposes for which it was originally supplied to us.
In the event that any data submitted by users is to be transferred in such a manner, you will not be contacted in advance and informed of the changes. You will not be given the choice to have your data deleted or withheld from the new owner or controller.
10. Controlling Use of Your Data
In the event of a successful Pitch that you back or invest in, you (CrowdFunder or CrowdInvestor) agree for us to provide your full name, email address and contact details to the pitcher of the successful pitch, to use this information in order to deliver your necessary agreements. Wherever you are required to submit data, you will be given options to restrict our use of that data. This may include the following:
- Use of Data for direct marketing purposes; and
- Sharing data with third parties.
11. Your right to withhold information
You may access certain areas of the website without providing any data at all. However, to use all features and functions available on the website you may be required to submit certain data.
12. Accessing your own Data
You have the right to ask for a copy of any of your personal data held by BnkToTheFuture.com (where such data is held) on payment of a fee which will not exceed $75.
Data security is of great importance to BnkToTheFuture.com and to protect your data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure data collected via this website.
Specifically we use the following systems:
- Our system is protected behind a hardware firewall, which is port restricted.
- Our system uses a Comodo Instant SSL Certificates for secure site traffic transfer for all secure areas of the website.
By using this Website you may receive certain third party cookies on your computer. Third party cookies are those placed by websites and/or parties other than BnkToTheFuture.com. Third party cookies are used on this website for external social media profiles, and are detailed in full below. These cookies are not integral to the services provided by the website.
All Cookies used by this website are used in accordance with current Cayman Islands common law and the Confidential Relationships Preservation Law (as revised) of the Cayman Islands (the “CRPL”).
Before any cookies are placed on your computer, you will be presented with a pop-up / message bar requesting your consent to set those cookies. By giving your consent to the placing of cookies you are enabling BnkToTheFuture.com to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of cookies; however certain features of the website may not function fully or as intended. You will be given the opportunity to allow only first party cookies and block third party cookies.
Certain features of the website depend upon Cookies to function. Cayman Islands common law deems these Cookies to be “strictly necessary”. These cookies are shown below. Your consent will not be sought to place these cookies. You may still block these cookies by changing your internet browser’s settings as detailed below.
The following first party Cookies may be placed on your computer:
Name of Cookie: _BankToTheFuture_session
Purpose: For keeping track of user session
Strictly Necessary? Yes.
and the following third party cookies may be placed on your computer:
Name of Cookie: _atuvc
Purpose: To link pitches to Pinterest
This Website uses analytics services provided by Google Analytics. Website analytics refers to a set of tools used to collect and analyse usage statistics, enabling us to better understand how users use the website. This, in turn, enables us to improve the website and the products and services offered through it. You do not have to allow us to use these cookies, as detailed below, however whilst our use of them does not pose any risk to your privacy or your safe use of the website, it does enable us to continually improve our business.
The analytics services used by this website use the following cookies:
Name of Cookie: _utma
First / Third Party: Third Party
Provider: Google Analytics
Purpose: Identifying Unique Visitors
Name of Cookie: _utmc
First / Third Party: Third Party
Provider: Google Analytics
Purpose: Determining Visitors Session
Name of Cookie: utmz
First / Third Party: Third Party
Provider: Google Analytics
Purpose: Tracking Traffic Sources & Navigation
You can choose to enable or disable cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept cookies but this can be changed. For further details, please consult the help menu in your internet browser.
You can choose to delete cookies at any time however you may lose any information that enables you to access the Website more quickly and efficiently including, but not limited to, personalisation settings.
It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings.
15. Changes to this Policy
Bnk To The Future.com Limited (BnkToTheFuture.com) reserves the right to change this policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the website and you are deemed to have accepted the terms of the policy on your first use of the website following the alterations.